Call reports 2002
EXTRACO BANKS, NATIONAL ASSOCIATION — 2002
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 703,174,000 | 714,022,000 | 759,110,000 | 834,421,000 |
| Total loans | 450,372,000 | 480,205,000 | 500,672,000 | 532,096,000 |
| Allowance for loan losses | 9,223,000 | 9,676,000 | 9,417,000 | 10,318,000 |
| Securities available for sale | 70,853,000 | 61,687,000 | 45,238,000 | 53,229,000 |
| Securities held to maturity | 40,647,000 | 59,559,000 | 56,598,000 | 69,202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 595,599,000 | 596,783,000 | 617,735,000 | 675,941,000 |
| Interest-bearing deposits | 437,010,000 | 444,159,000 | 445,344,000 | 489,441,000 |
| Noninterest-bearing deposits | 158,589,000 | 152,624,000 | 172,391,000 | 186,500,000 |
| Equity capital | 64,442,000 | 66,052,000 | 65,032,000 | 65,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,600,000 | 19,482,000 | 29,714,000 | 40,008,000 |
| Interest expense | 2,736,000 | 5,241,000 | 7,776,000 | 10,269,000 |
| Net interest income | 6,864,000 | 14,241,000 | 21,938,000 | 29,739,000 |
| Noninterest income | 3,798,000 | 8,298,000 | 13,231,000 | 18,092,000 |
| Noninterest expense | 7,846,000 | 16,638,000 | 31,317,000 | 42,297,000 |
| Provision for loan losses | 208,000 | 766,000 | 1,179,000 | 1,712,000 |
| Pretax income | 2,608,000 | 5,135,000 | 2,927,000 | 4,076,000 |
| Income tax | 843,000 | 1,627,000 | 823,000 | 1,156,000 |
| Net income | 1,765,000 | 3,508,000 | 2,104,000 | 2,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,582,000 | 58,807,000 | 57,040,000 | 52,221,000 |
| Total capital | 63,276,000 | 64,630,000 | 63,034,000 | 58,548,000 |
| Risk-weighted assets | 451,014,000 | 461,140,000 | 475,358,000 | 500,936,000 |