Call reports 2001
EXTRACO BANKS, NATIONAL ASSOCIATION — 2001
What EXTRACO BANKS, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 680,795,000 | 698,233,000 | 709,591,000 | 700,591,000 |
| Total loans | 446,024,000 | 440,118,000 | 453,516,000 | 453,516,000 |
| Allowance for loan losses | 9,083,000 | 9,257,000 | 9,105,000 | 9,238,000 |
| Securities available for sale | 95,708,000 | 83,793,000 | 86,670,000 | 75,441,000 |
| Securities held to maturity | 29,901,000 | 48,313,000 | 35,167,000 | 43,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 585,260,000 | 597,587,000 | 599,859,000 | 586,115,000 |
| Interest-bearing deposits | 456,119,000 | 452,109,000 | 440,234,000 | 431,426,000 |
| Noninterest-bearing deposits | 129,141,000 | 145,478,000 | 159,625,000 | 154,689,000 |
| Equity capital | 59,603,000 | 59,803,000 | 63,130,000 | 63,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 11,197,000 | 22,674,000 | 33,725,000 | 44,862,000 |
| Interest expense | 5,285,000 | 10,375,000 | 14,797,000 | 18,285,000 |
| Net interest income | 5,912,000 | 12,299,000 | 18,928,000 | 26,577,000 |
| Noninterest income | 3,219,000 | 6,641,000 | 10,708,000 | 15,090,000 |
| Noninterest expense | 7,310,000 | 14,181,000 | 22,400,000 | 30,820,000 |
| Provision for loan losses | 450,000 | 825,000 | 1,000,000 | 1,249,000 |
| Pretax income | 1,371,000 | 3,934,000 | 6,331,000 | 9,588,000 |
| Income tax | 405,000 | 1,237,000 | 1,959,000 | 3,016,000 |
| Net income | 966,000 | 2,697,000 | 4,372,000 | 6,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,284,000 | 55,942,000 | 54,567,000 | 56,481,000 |
| Total capital | 59,438,000 | 61,370,000 | 60,172,000 | 62,162,000 |
| Risk-weighted assets | 408,385,000 | 429,993,000 | 444,497,000 | 449,940,000 |