Call reports 2016
BUCKS COUNTY BANK — 2016
What BUCKS COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 200,351,000 | 195,705,000 | 202,991,000 | 197,771,000 |
| Total loans | 170,544,000 | 172,888,000 | 176,421,000 | 178,619,000 |
| Allowance for loan losses | 1,881,000 | 1,851,000 | 1,905,000 | 1,786,000 |
| Securities available for sale | 5,167,000 | 4,965,000 | 4,775,000 | 5,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,437,000 | 143,503,000 | 150,587,000 | 145,327,000 |
| Interest-bearing deposits | 115,207,000 | 107,766,000 | 109,597,000 | 110,223,000 |
| Noninterest-bearing deposits | 33,230,000 | 35,737,000 | 40,990,000 | 35,104,000 |
| Equity capital | 21,369,000 | 21,572,000 | 21,730,000 | 21,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,206,000 | 4,417,000 | 6,651,000 | 8,886,000 |
| Interest expense | 474,000 | 947,000 | 1,420,000 | 1,898,000 |
| Net interest income | 1,732,000 | 3,470,000 | 5,231,000 | 6,988,000 |
| Noninterest income | 142,000 | 325,000 | 476,000 | 601,000 |
| Noninterest expense | 1,602,000 | 3,154,000 | 4,710,000 | 6,386,000 |
| Provision for loan losses | 0 | 63,000 | 179,000 | 212,000 |
| Pretax income | 272,000 | 578,000 | 818,000 | 991,000 |
| Income tax | 100,000 | 225,000 | 328,000 | 408,000 |
| Net income | 172,000 | 353,000 | 490,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,764,000 | 20,965,000 | 21,112,000 | 21,209,000 |
| Total capital | 22,645,000 | 22,816,000 | 23,017,000 | 22,995,000 |
| Risk-weighted assets | 168,487,000 | 171,191,000 | 176,694,000 | 178,689,000 |