Call reports 2015
BUCKS COUNTY BANK — 2015
What BUCKS COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 194,429,000 | 186,853,000 | 191,779,000 | 193,291,000 |
| Total loans | 158,068,000 | 162,394,000 | 170,524,000 | 170,922,000 |
| Allowance for loan losses | 2,116,000 | 1,717,000 | 2,222,000 | 2,092,000 |
| Securities available for sale | 6,822,000 | 6,262,000 | 5,533,000 | 5,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,138,000 | 135,314,000 | 140,076,000 | 141,499,000 |
| Interest-bearing deposits | 113,652,000 | 106,156,000 | 110,069,000 | 109,531,000 |
| Noninterest-bearing deposits | 29,486,000 | 29,158,000 | 30,007,000 | 31,968,000 |
| Equity capital | 20,722,000 | 20,873,000 | 21,039,000 | 21,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,065,000 | 4,198,000 | 6,486,000 | 8,657,000 |
| Interest expense | 459,000 | 907,000 | 1,356,000 | 1,833,000 |
| Net interest income | 1,606,000 | 3,291,000 | 5,130,000 | 6,824,000 |
| Noninterest income | 100,000 | 236,000 | 616,000 | 776,000 |
| Noninterest expense | 1,558,000 | 3,132,000 | 4,660,000 | 6,250,000 |
| Provision for loan losses | 0 | 0 | 419,000 | 487,000 |
| Pretax income | 148,000 | 395,000 | 667,000 | 863,000 |
| Income tax | 51,000 | 135,000 | 228,000 | 301,000 |
| Net income | 97,000 | 260,000 | 439,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,669,000 | 19,841,000 | 20,042,000 | 20,217,000 |
| Total capital | 21,638,000 | 21,558,000 | 22,138,000 | 22,309,000 |
| Risk-weighted assets | 157,355,000 | 160,102,000 | 166,957,000 | 168,637,000 |