Call reports 2014
BUCKS COUNTY BANK — 2014
What BUCKS COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 186,077,000 | 188,014,000 | 187,334,000 | 187,585,000 |
| Total loans | 149,555,000 | 156,717,000 | 154,578,000 | 157,736,000 |
| Allowance for loan losses | 2,026,000 | 2,124,000 | 2,154,000 | 1,830,000 |
| Securities available for sale | 12,188,000 | 8,890,000 | 8,818,000 | 7,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,072,000 | 136,927,000 | 136,098,000 | 136,251,000 |
| Interest-bearing deposits | 101,099,000 | 110,016,000 | 111,468,000 | 108,683,000 |
| Noninterest-bearing deposits | 33,973,000 | 26,911,000 | 24,630,000 | 27,568,000 |
| Equity capital | 20,292,000 | 20,328,000 | 20,460,000 | 20,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 4,111,000 | 6,274,000 | 8,409,000 |
| Interest expense | 466,000 | 936,000 | 1,408,000 | 1,883,000 |
| Net interest income | 1,540,000 | 3,175,000 | 4,866,000 | 6,526,000 |
| Noninterest income | 149,000 | 452,000 | 621,000 | 744,000 |
| Noninterest expense | 1,568,000 | 3,174,000 | 4,705,000 | 6,249,000 |
| Provision for loan losses | 0 | 325,000 | 401,000 | 401,000 |
| Pretax income | 121,000 | 195,000 | 421,000 | 704,000 |
| Income tax | 41,000 | 66,000 | 143,000 | 241,000 |
| Net income | 80,000 | 129,000 | 278,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,943,000 | 19,017,000 | 19,147,000 | 19,618,000 |
| Total capital | 20,843,000 | 20,978,000 | 21,074,000 | 21,449,000 |
| Risk-weighted assets | 151,870,000 | 156,750,000 | 153,912,000 | 156,319,000 |