Call reports 2013
BUCKS COUNTY BANK — 2013
What BUCKS COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 185,172,000 | 185,562,000 | 177,597,000 | 185,154,000 |
| Total loans | 135,865,000 | 142,611,000 | 146,942,000 | 149,221,000 |
| Allowance for loan losses | 2,237,000 | 2,044,000 | 2,086,000 | 2,165,000 |
| Securities available for sale | 18,755,000 | 14,055,000 | 13,337,000 | 12,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,902,000 | 136,318,000 | 128,262,000 | 134,245,000 |
| Interest-bearing deposits | 111,014,000 | 112,862,000 | 104,655,000 | 110,325,000 |
| Noninterest-bearing deposits | 24,888,000 | 23,457,000 | 23,607,000 | 23,920,000 |
| Equity capital | 18,473,000 | 18,418,000 | 18,524,000 | 20,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,002,000 | 4,020,000 | 6,095,000 | 8,091,000 |
| Interest expense | 524,000 | 1,021,000 | 1,514,000 | 1,996,000 |
| Net interest income | 1,478,000 | 2,999,000 | 4,581,000 | 6,095,000 |
| Noninterest income | 414,000 | 742,000 | 1,182,000 | 1,447,000 |
| Noninterest expense | 1,731,000 | 3,510,000 | 5,323,000 | 7,036,000 |
| Provision for loan losses | 25,000 | 63,000 | 103,000 | 155,000 |
| Pretax income | 172,000 | 374,000 | 543,000 | 557,000 |
| Income tax | 0 | 0 | 0 | -1,610,000 |
| Net income | 172,000 | 374,000 | 543,000 | 2,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,130,000 | 18,333,000 | 18,501,000 | 18,821,000 |
| Total capital | 19,869,000 | 20,114,000 | 20,387,000 | 20,729,000 |
| Risk-weighted assets | 138,656,000 | 142,192,000 | 150,647,000 | 152,369,000 |