Call reports 2012
BUCKS COUNTY BANK — 2012
What BUCKS COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 201,963,000 | 211,283,000 | 200,048,000 | 195,541,000 |
| Total loans | 133,161,000 | 138,974,000 | 136,379,000 | 133,903,000 |
| Allowance for loan losses | 2,293,000 | 2,512,000 | 2,535,000 | 2,212,000 |
| Securities available for sale | 30,679,000 | 27,618,000 | 19,188,000 | 17,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,482,000 | 162,573,000 | 151,042,000 | 146,274,000 |
| Interest-bearing deposits | 132,027,000 | 135,060,000 | 122,098,000 | 120,790,000 |
| Noninterest-bearing deposits | 21,455,000 | 27,513,000 | 28,944,000 | 25,484,000 |
| Equity capital | 17,781,000 | 17,923,000 | 18,131,000 | 18,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,112,000 | 4,240,000 | 6,395,000 | 8,513,000 |
| Interest expense | 589,000 | 1,163,000 | 1,732,000 | 2,294,000 |
| Net interest income | 1,523,000 | 3,077,000 | 4,663,000 | 6,219,000 |
| Noninterest income | 238,000 | 501,000 | 937,000 | 1,461,000 |
| Noninterest expense | 1,669,000 | 3,338,000 | 5,090,000 | 6,820,000 |
| Provision for loan losses | 34,000 | 251,000 | 581,000 | 821,000 |
| Pretax income | 58,000 | 137,000 | 307,000 | 417,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 137,000 | 307,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,586,000 | 17,667,000 | 17,840,000 | 17,955,000 |
| Total capital | 19,391,000 | 19,550,000 | 19,752,000 | 19,858,000 |
| Risk-weighted assets | 143,948,000 | 150,008,000 | 152,342,000 | 151,897,000 |