Call reports 2011
BUCKS COUNTY BANK — 2011
What BUCKS COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 218,323,000 | 221,695,000 | 221,605,000 | 207,422,000 |
| Total loans | 141,393,000 | 137,767,000 | 134,950,000 | 130,949,000 |
| Allowance for loan losses | 2,701,000 | 2,664,000 | 2,631,000 | 2,635,000 |
| Securities available for sale | 35,923,000 | 37,511,000 | 28,370,000 | 27,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,048,000 | 173,000,000 | 172,984,000 | 158,857,000 |
| Interest-bearing deposits | 150,157,000 | 160,175,000 | 148,893,000 | 135,149,000 |
| Noninterest-bearing deposits | 14,891,000 | 12,824,000 | 24,091,000 | 23,708,000 |
| Equity capital | 17,493,000 | 17,745,000 | 17,688,000 | 17,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,383,000 | 4,675,000 | 6,943,000 | 9,134,000 |
| Interest expense | 736,000 | 1,459,000 | 2,146,000 | 2,792,000 |
| Net interest income | 1,647,000 | 3,216,000 | 4,797,000 | 6,342,000 |
| Noninterest income | 152,000 | 356,000 | 424,000 | 750,000 |
| Noninterest expense | 1,536,000 | 3,251,000 | 4,852,000 | 6,518,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 590,000 |
| Pretax income | 63,000 | 121,000 | 169,000 | 201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 121,000 | 169,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,382,000 | 17,452,000 | 17,511,000 | 17,524,000 |
| Total capital | 19,425,000 | 19,584,000 | 19,319,000 | 19,319,000 |
| Risk-weighted assets | 162,807,000 | 170,017,000 | 143,835,000 | 142,778,000 |