Call reports 2010
BUCKS COUNTY BANK — 2010
What BUCKS COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 219,958,000 | 226,391,000 | 226,629,000 | 206,705,000 |
| Total loans | 152,068,000 | 149,214,000 | 146,415,000 | 144,972,000 |
| Allowance for loan losses | 3,570,000 | 3,436,000 | 3,313,000 | 3,227,000 |
| Securities available for sale | 40,814,000 | 49,271,000 | 42,439,000 | 37,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,729,000 | 171,580,000 | 172,162,000 | 152,942,000 |
| Interest-bearing deposits | 151,507,000 | 158,956,000 | 155,909,000 | 140,209,000 |
| Noninterest-bearing deposits | 14,222,000 | 12,624,000 | 16,253,000 | 12,733,000 |
| Equity capital | 18,333,000 | 18,646,000 | 18,292,000 | 17,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,550,000 | 5,027,000 | 7,465,000 | 9,856,000 |
| Interest expense | 890,000 | 1,793,000 | 2,669,000 | 3,478,000 |
| Net interest income | 1,660,000 | 3,234,000 | 4,796,000 | 6,378,000 |
| Noninterest income | 38,000 | 139,000 | 219,000 | 440,000 |
| Noninterest expense | 1,516,000 | 3,098,000 | 4,712,000 | 6,897,000 |
| Provision for loan losses | 130,000 | 174,000 | 724,000 | 1,044,000 |
| Pretax income | 52,000 | 101,000 | -202,000 | -904,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 101,000 | -202,000 | -904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,226,000 | 18,287,000 | 17,996,000 | 17,306,000 |
| Total capital | 20,258,000 | 20,290,000 | 20,055,000 | 19,231,000 |
| Risk-weighted assets | 161,328,000 | 158,794,000 | 163,436,000 | 152,715,000 |