Call reports 2009
BUCKS COUNTY BANK — 2009
What BUCKS COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 199,516,000 | 208,031,000 | 200,557,000 | 205,270,000 |
| Total loans | 150,241,000 | 151,436,000 | 154,220,000 | 156,763,000 |
| Allowance for loan losses | 2,091,000 | 2,112,000 | 2,052,000 | 3,543,000 |
| Securities available for sale | 34,226,000 | 33,845,000 | 33,691,000 | 34,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,932,000 | 152,035,000 | 144,149,000 | 151,038,000 |
| Interest-bearing deposits | 134,598,000 | 144,268,000 | 135,603,000 | 137,280,000 |
| Noninterest-bearing deposits | 9,334,000 | 7,767,000 | 8,545,000 | 13,759,000 |
| Equity capital | 19,354,000 | 19,683,000 | 20,122,000 | 18,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,551,000 | 5,256,000 | 7,859,000 | 10,311,000 |
| Interest expense | 1,205,000 | 2,436,000 | 3,521,000 | 4,506,000 |
| Net interest income | 1,346,000 | 2,820,000 | 4,338,000 | 5,805,000 |
| Noninterest income | 87,000 | 164,000 | 276,000 | 336,000 |
| Noninterest expense | 1,558,000 | 3,021,000 | 4,451,000 | 6,031,000 |
| Provision for loan losses | 1,011,000 | 1,026,000 | 1,060,000 | 2,935,000 |
| Pretax income | -1,136,000 | -1,063,000 | -943,000 | -2,742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,136,000 | -1,063,000 | -943,000 | -2,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,574,000 | 19,747,000 | 19,949,000 | 18,163,000 |
| Total capital | 21,507,000 | 21,795,000 | 21,883,000 | 20,137,000 |
| Risk-weighted assets | 154,519,000 | 163,773,000 | 154,550,000 | 156,321,000 |