Call reports 2008
BUCKS COUNTY BANK — 2008
What BUCKS COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 183,665,000 | 185,929,000 | 186,512,000 | 189,079,000 |
| Total loans | 138,973,000 | 140,770,000 | 147,685,000 | 150,634,000 |
| Allowance for loan losses | 1,361,000 | 1,518,000 | 1,620,000 | 2,008,000 |
| Securities available for sale | 29,437,000 | 36,443,000 | 26,096,000 | 26,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,378,000 | 130,475,000 | 129,269,000 | 132,220,000 |
| Interest-bearing deposits | 125,498,000 | 125,337,000 | 123,534,000 | 124,405,000 |
| Noninterest-bearing deposits | 5,881,000 | 5,138,000 | 5,735,000 | 7,815,000 |
| Equity capital | 21,004,000 | 20,824,000 | 20,717,000 | 20,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,778,000 | 5,440,000 | 8,194,000 | 10,938,000 |
| Interest expense | 1,475,000 | 2,743,000 | 3,972,000 | 5,252,000 |
| Net interest income | 1,303,000 | 2,697,000 | 4,222,000 | 5,686,000 |
| Noninterest income | 91,000 | 204,000 | 263,000 | 344,000 |
| Noninterest expense | 1,210,000 | 2,428,000 | 3,801,000 | 4,862,000 |
| Provision for loan losses | 66,000 | 223,000 | 324,000 | 961,000 |
| Pretax income | 118,000 | 250,000 | 360,000 | 207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 250,000 | 360,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,730,000 | 20,848,000 | 20,851,000 | 20,780,000 |
| Total capital | 22,091,000 | 22,366,000 | 22,471,000 | 22,676,000 |
| Risk-weighted assets | 155,505,000 | 139,420,000 | 152,501,000 | 151,554,000 |