Call reports 2007
BUCKS COUNTY BANK — 2007
What BUCKS COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 180,031,000 | 198,153,000 | 209,343,000 | 174,414,000 |
| Total loans | 107,113,000 | 116,946,000 | 128,057,000 | 134,229,000 |
| Allowance for loan losses | 1,081,000 | 1,169,000 | 1,296,000 | 1,296,000 |
| Securities available for sale | 63,274,000 | 71,202,000 | 72,272,000 | 33,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,582,000 | 124,149,000 | 125,892,000 | 125,350,000 |
| Interest-bearing deposits | 110,116,000 | 119,440,000 | 120,096,000 | 119,078,000 |
| Noninterest-bearing deposits | 3,466,000 | 4,709,000 | 5,796,000 | 6,272,000 |
| Equity capital | 20,446,000 | 20,300,000 | 20,579,000 | 20,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,387,000 | 5,032,000 | 7,946,000 | 10,872,000 |
| Interest expense | 1,298,000 | 2,798,000 | 4,460,000 | 6,112,000 |
| Net interest income | 1,089,000 | 2,234,000 | 3,486,000 | 4,760,000 |
| Noninterest income | 69,000 | 139,000 | 215,000 | 299,000 |
| Noninterest expense | 1,013,000 | 2,046,000 | 3,089,000 | 4,229,000 |
| Provision for loan losses | 77,000 | 400,000 | 526,000 | 740,000 |
| Pretax income | 68,000 | -73,000 | 86,000 | 90,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | -73,000 | 86,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,567,000 | 20,431,000 | 20,594,000 | 20,601,000 |
| Total capital | 21,647,000 | 21,601,000 | 21,890,000 | 21,897,000 |
| Risk-weighted assets | 129,659,000 | 141,161,000 | 153,287,000 | 149,731,000 |