Call reports 2006
BUCKS COUNTY BANK — 2006
What BUCKS COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 137,094,000 | 148,362,000 | 154,656,000 | 168,626,000 |
| Total loans | 67,723,000 | 75,209,000 | 86,709,000 | 100,146,000 |
| Allowance for loan losses | 671,000 | 752,000 | 859,000 | 1,004,000 |
| Securities available for sale | 62,767,000 | 64,583,000 | 62,717,000 | 61,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,591,000 | 101,588,000 | 107,501,000 | 110,336,000 |
| Interest-bearing deposits | 85,586,000 | 100,850,000 | 3,700,000 | 106,102,000 |
| Noninterest-bearing deposits | 7,005,000 | 738,000 | 103,801,000 | 4,234,000 |
| Equity capital | 20,173,000 | 20,111,000 | 20,392,000 | 20,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 3,335,000 | 5,500,000 | 7,797,000 |
| Interest expense | 753,000 | 1,743,000 | 2,965,000 | 4,239,000 |
| Net interest income | 718,000 | 1,592,000 | 2,535,000 | 3,558,000 |
| Noninterest income | 53,000 | 121,000 | 210,000 | 302,000 |
| Noninterest expense | 801,000 | 1,608,000 | 2,437,000 | 3,338,000 |
| Provision for loan losses | 110,000 | 191,000 | 298,000 | 499,000 |
| Pretax income | -140,000 | -86,000 | 10,000 | 23,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -140,000 | -86,000 | 10,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,336,000 | 20,390,000 | 20,486,000 | 20,498,000 |
| Total capital | 21,007,000 | 21,142,000 | 21,345,000 | 21,502,000 |
| Risk-weighted assets | 85,862,000 | 94,618,000 | 106,094,000 | 120,456,000 |