Call reports 2004
BUCKS COUNTY BANK — 2004
What BUCKS COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Total assets | 20,419,000 | 32,318,000 |
| Total loans | 4,555,000 | 16,288,000 |
| Allowance for loan losses | 87,000 | 163,000 |
| Securities available for sale | 15,000,000 | 14,981,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,589,000 | 15,747,000 |
| Interest-bearing deposits | 1,447,000 | 13,457,000 |
| Noninterest-bearing deposits | 1,142,000 | 2,290,000 |
| Equity capital | 14,101,000 | 13,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Interest income | 37,000 | 250,000 |
| Interest expense | 3,000 | 39,000 |
| Net interest income | 34,000 | 211,000 |
| Noninterest income | 0 | 8,000 |
| Noninterest expense | 817,000 | 1,442,000 |
| Provision for loan losses | 87,000 | 163,000 |
| Pretax income | -870,000 | -1,386,000 |
| Income tax | 0 | 0 |
| Net income | -870,000 | -1,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Tier 1 capital | 14,101,000 | 13,579,000 |
| Total capital | 14,163,000 | 13,742,000 |
| Risk-weighted assets | 4,908,000 | 20,468,000 |