Call report 2024Q4
BAYBANK — 2024Q4
The 22 measures BAYBANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 159,508,000 | USD | evidence → |
| Total loans | 120,743,000 | USD | evidence → |
| Allowance for loan losses | 1,762,000 | USD | evidence → |
| Securities available for sale | 23,570,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,014,000 | USD | evidence → |
| Interest-bearing deposits | 129,053,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,961,000 | USD | evidence → |
| Equity capital | 13,940,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,225,000 | USD | evidence → |
| Interest expense | 3,015,000 | USD | evidence → |
| Net interest income | 6,210,000 | USD | evidence → |
| Noninterest income | 1,007,000 | USD | evidence → |
| Noninterest expense | 4,716,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 2,226,000 | USD | evidence → |
| Income tax | 422,000 | USD | evidence → |
| Net income | 1,804,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,024,000 | USD | evidence → |