Call report 2022Q4
BAYBANK — 2022Q4
The 22 measures BAYBANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,934,000 | USD | evidence → |
| Total loans | 103,016,000 | USD | evidence → |
| Allowance for loan losses | 1,494,000 | USD | evidence → |
| Securities available for sale | 26,420,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,719,000 | USD | evidence → |
| Interest-bearing deposits | 92,040,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,679,000 | USD | evidence → |
| Equity capital | 10,522,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,136,000 | USD | evidence → |
| Interest expense | 489,000 | USD | evidence → |
| Net interest income | 5,647,000 | USD | evidence → |
| Noninterest income | 752,000 | USD | evidence → |
| Noninterest expense | 3,995,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 2,074,000 | USD | evidence → |
| Income tax | 402,000 | USD | evidence → |
| Net income | 1,672,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,557,000 | USD | evidence → |