Call report 2020Q4
BAYBANK — 2020Q4
The 22 measures BAYBANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 124,167,000 | USD | evidence → |
| Total loans | 83,528,000 | USD | evidence → |
| Allowance for loan losses | 1,222,000 | USD | evidence → |
| Securities available for sale | 21,519,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,593,000 | USD | evidence → |
| Interest-bearing deposits | 77,307,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,286,000 | USD | evidence → |
| Equity capital | 11,481,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,525,000 | USD | evidence → |
| Interest expense | 786,000 | USD | evidence → |
| Net interest income | 4,739,000 | USD | evidence → |
| Noninterest income | 853,000 | USD | evidence → |
| Noninterest expense | 3,537,000 | USD | evidence → |
| Provision for loan losses | 370,000 | USD | evidence → |
| Pretax income | 1,770,000 | USD | evidence → |
| Income tax | 339,000 | USD | evidence → |
| Net income | 1,431,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,981,000 | USD | evidence → |
| Total capital | 12,126,000 | USD | evidence → |
| Risk-weighted assets | 91,586,000 | USD | evidence → |