Call report 2015Q4
BAYBANK — 2015Q4
The 22 measures BAYBANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,750,000 | USD | evidence → |
| Total loans | 49,573,000 | USD | evidence → |
| Allowance for loan losses | 822,000 | USD | evidence → |
| Securities available for sale | 29,115,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,867,000 | USD | evidence → |
| Interest-bearing deposits | 72,009,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,858,000 | USD | evidence → |
| Equity capital | 8,231,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,473,000 | USD | evidence → |
| Interest expense | 381,000 | USD | evidence → |
| Net interest income | 3,092,000 | USD | evidence → |
| Noninterest income | 457,000 | USD | evidence → |
| Noninterest expense | 2,782,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 801,000 | USD | evidence → |
| Income tax | 133,000 | USD | evidence → |
| Net income | 668,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,893,000 | USD | evidence → |
| Total capital | 8,685,000 | USD | evidence → |
| Risk-weighted assets | 63,373,000 | USD | evidence → |