Call report 2012Q4
BAYBANK — 2012Q4
The 22 measures BAYBANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,423,000 | USD | evidence → |
| Total loans | 43,062,000 | USD | evidence → |
| Allowance for loan losses | 691,000 | USD | evidence → |
| Securities available for sale | 26,935,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,064,000 | USD | evidence → |
| Interest-bearing deposits | 65,606,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,459,000 | USD | evidence → |
| Equity capital | 9,781,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,694,000 | USD | evidence → |
| Interest expense | 671,000 | USD | evidence → |
| Net interest income | 3,023,000 | USD | evidence → |
| Noninterest income | 591,000 | USD | evidence → |
| Noninterest expense | 2,508,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 952,000 | USD | evidence → |
| Income tax | 218,000 | USD | evidence → |
| Net income | 734,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,080,000 | USD | evidence → |
| Total capital | 9,771,000 | USD | evidence → |
| Risk-weighted assets | 54,770,000 | USD | evidence → |