Call report 2009Q4
BAYBANK — 2009Q4
The 22 measures BAYBANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,125,000 | USD | evidence → |
| Total loans | 45,600,000 | USD | evidence → |
| Allowance for loan losses | 492,000 | USD | evidence → |
| Securities available for sale | 21,148,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,407,000 | USD | evidence → |
| Interest-bearing deposits | 56,559,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,848,000 | USD | evidence → |
| Equity capital | 8,675,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,320,000 | USD | evidence → |
| Interest expense | 1,327,000 | USD | evidence → |
| Net interest income | 2,993,000 | USD | evidence → |
| Noninterest income | 778,000 | USD | evidence → |
| Noninterest expense | 2,769,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 737,000 | USD | evidence → |
| Income tax | 120,000 | USD | evidence → |
| Net income | 617,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,323,000 | USD | evidence → |
| Total capital | 8,815,000 | USD | evidence → |
| Risk-weighted assets | 50,557,000 | USD | evidence → |