Call report 2008Q4
BAYBANK — 2008Q4
The 22 measures BAYBANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,538,000 | USD | evidence → |
| Total loans | 48,389,000 | USD | evidence → |
| Allowance for loan losses | 486,000 | USD | evidence → |
| Securities available for sale | 17,624,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,891,000 | USD | evidence → |
| Interest-bearing deposits | 54,015,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,876,000 | USD | evidence → |
| Equity capital | 7,996,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,861,000 | USD | evidence → |
| Interest expense | 1,816,000 | USD | evidence → |
| Net interest income | 3,045,000 | USD | evidence → |
| Noninterest income | 407,000 | USD | evidence → |
| Noninterest expense | 2,365,000 | USD | evidence → |
| Provision for loan losses | 280,000 | USD | evidence → |
| Pretax income | 370,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 359,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,021,000 | USD | evidence → |
| Total capital | 8,507,000 | USD | evidence → |
| Risk-weighted assets | 53,514,000 | USD | evidence → |