Call report 2007Q1
BAYBANK — 2007Q1
The 22 measures BAYBANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,663,000 | USD | evidence → |
| Total loans | 52,530,000 | USD | evidence → |
| Allowance for loan losses | 494,000 | USD | evidence → |
| Securities available for sale | 11,914,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,441,000 | USD | evidence → |
| Interest-bearing deposits | 59,041,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,400,000 | USD | evidence → |
| Equity capital | 7,702,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,250,000 | USD | evidence → |
| Interest expense | 490,000 | USD | evidence → |
| Net interest income | 760,000 | USD | evidence → |
| Noninterest income | 71,000 | USD | evidence → |
| Noninterest expense | 576,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 210,000 | USD | evidence → |
| Income tax | 37,000 | USD | evidence → |
| Net income | 173,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,709,000 | USD | evidence → |
| Total capital | 8,203,000 | USD | evidence → |
| Risk-weighted assets | 61,313,000 | USD | evidence → |