Call report 2005Q4
BAYBANK — 2005Q4
The 22 measures BAYBANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 70,955,000 | USD | evidence → |
| Total loans | 52,957,000 | USD | evidence → |
| Allowance for loan losses | 549,000 | USD | evidence → |
| Securities available for sale | 10,181,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,141,000 | USD | evidence → |
| Interest-bearing deposits | 50,989,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,152,000 | USD | evidence → |
| Equity capital | 7,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,553,000 | USD | evidence → |
| Interest expense | 1,270,000 | USD | evidence → |
| Net interest income | 3,283,000 | USD | evidence → |
| Noninterest income | 434,000 | USD | evidence → |
| Noninterest expense | 2,357,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,240,000 | USD | evidence → |
| Income tax | 338,000 | USD | evidence → |
| Net income | 902,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,170,000 | USD | evidence → |
| Total capital | 7,719,000 | USD | evidence → |
| Risk-weighted assets | 54,666,000 | USD | evidence → |