Call report 2005Q1
BAYBANK — 2005Q1
The 22 measures BAYBANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 71,481,000 | USD | evidence → |
| Total loans | 51,830,000 | USD | evidence → |
| Allowance for loan losses | 505,000 | USD | evidence → |
| Securities available for sale | 10,943,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,076,000 | USD | evidence → |
| Interest-bearing deposits | 54,044,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,032,000 | USD | evidence → |
| Equity capital | 6,681,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,076,000 | USD | evidence → |
| Interest expense | 310,000 | USD | evidence → |
| Net interest income | 766,000 | USD | evidence → |
| Noninterest income | 109,000 | USD | evidence → |
| Noninterest expense | 588,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 272,000 | USD | evidence → |
| Income tax | 70,000 | USD | evidence → |
| Net income | 202,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,681,000 | USD | evidence → |
| Total capital | 7,186,000 | USD | evidence → |
| Risk-weighted assets | 54,788,000 | USD | evidence → |