Call report 2002Q4
BAYBANK — 2002Q4
The 22 measures BAYBANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 59,904,000 | USD | evidence → |
| Total loans | 41,891,000 | USD | evidence → |
| Allowance for loan losses | 385,000 | USD | evidence → |
| Securities available for sale | 9,153,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,951,000 | USD | evidence → |
| Interest-bearing deposits | 46,545,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,406,000 | USD | evidence → |
| Equity capital | 5,615,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,922,000 | USD | evidence → |
| Interest expense | 1,429,000 | USD | evidence → |
| Net interest income | 2,493,000 | USD | evidence → |
| Noninterest income | 474,000 | USD | evidence → |
| Noninterest expense | 2,000,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 877,000 | USD | evidence → |
| Income tax | 222,000 | USD | evidence → |
| Net income | 655,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,410,000 | USD | evidence → |
| Total capital | 5,795,000 | USD | evidence → |
| Risk-weighted assets | 42,796,000 | USD | evidence → |