Call reports 2016
HATBORO FEDERAL SAVINGS — 2016
What HATBORO FEDERAL SAVINGS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 495,375,000 | 499,560,000 | 500,103,000 | 505,111,000 |
| Total loans | 303,891,000 | 301,467,000 | 303,040,000 | 300,612,000 |
| Allowance for loan losses | 1,570,000 | 1,635,000 | 1,716,000 | 1,788,000 |
| Securities available for sale | 85,093,000 | 101,807,000 | 96,656,000 | 108,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,835,000 | 387,563,000 | 387,073,000 | 394,775,000 |
| Interest-bearing deposits | 371,218,000 | 373,217,000 | 375,981,000 | 381,810,000 |
| Noninterest-bearing deposits | 13,617,000 | 14,346,000 | 11,092,000 | 12,965,000 |
| Equity capital | 105,710,000 | 107,308,000 | 108,152,000 | 105,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,894,000 | 7,824,000 | 11,654,000 | 15,398,000 |
| Interest expense | 974,000 | 1,967,000 | 2,983,000 | 4,012,000 |
| Net interest income | 2,920,000 | 5,857,000 | 8,671,000 | 11,386,000 |
| Noninterest income | 145,000 | 400,000 | 678,000 | 824,000 |
| Noninterest expense | 1,891,000 | 3,743,000 | 5,725,000 | 7,841,000 |
| Provision for loan losses | 21,000 | 94,000 | 181,000 | 336,000 |
| Pretax income | 1,153,000 | 2,420,000 | 3,443,000 | 4,033,000 |
| Income tax | 377,000 | 766,000 | 1,037,000 | 1,164,000 |
| Net income | 776,000 | 1,654,000 | 2,406,000 | 2,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,139,000 | 106,017,000 | 106,769,000 | 107,232,000 |
| Total capital | 106,723,000 | 107,666,000 | 108,499,000 | 109,034,000 |
| Risk-weighted assets | 250,697,000 | 250,644,000 | 252,352,000 | 248,264,000 |