Call reports 2015
HATBORO FEDERAL SAVINGS — 2015
What HATBORO FEDERAL SAVINGS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 496,092,000 | 494,846,000 | 491,624,000 | 494,431,000 |
| Total loans | 313,829,000 | 308,778,000 | 309,253,000 | 309,180,000 |
| Allowance for loan losses | 1,532,000 | 1,576,000 | 1,593,000 | 1,610,000 |
| Securities available for sale | 100,648,000 | 92,630,000 | 101,368,000 | 87,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,390,000 | 387,813,000 | 382,964,000 | 385,850,000 |
| Interest-bearing deposits | 376,116,000 | 373,982,000 | 372,087,000 | 373,363,000 |
| Noninterest-bearing deposits | 13,274,000 | 13,831,000 | 10,877,000 | 12,487,000 |
| Equity capital | 102,842,000 | 103,085,000 | 104,392,000 | 104,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,979,000 | 7,880,000 | 11,790,000 | 15,674,000 |
| Interest expense | 935,000 | 1,891,000 | 2,864,000 | 3,846,000 |
| Net interest income | 3,044,000 | 5,989,000 | 8,926,000 | 11,828,000 |
| Noninterest income | 174,000 | 417,000 | 603,000 | 712,000 |
| Noninterest expense | 2,059,000 | 4,085,000 | 6,030,000 | 8,449,000 |
| Provision for loan losses | 365,000 | 440,000 | 457,000 | 495,000 |
| Pretax income | 794,000 | 1,881,000 | 3,042,000 | 3,596,000 |
| Income tax | 238,000 | 594,000 | 989,000 | 1,115,000 |
| Net income | 556,000 | 1,287,000 | 2,053,000 | 2,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,416,000 | 103,146,000 | 103,912,000 | 104,340,000 |
| Total capital | 103,961,000 | 104,736,000 | 105,520,000 | 105,965,000 |
| Risk-weighted assets | 240,568,000 | 242,678,000 | 243,025,000 | 252,195,000 |