Call reports 2014
HATBORO FEDERAL SAVINGS — 2014
What HATBORO FEDERAL SAVINGS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 511,486,000 | 509,606,000 | 493,665,000 | 493,200,000 |
| Total loans | 322,006,000 | 321,934,000 | 322,097,000 | 319,696,000 |
| Allowance for loan losses | 1,257,000 | 1,307,000 | 1,324,000 | 1,168,000 |
| Securities available for sale | 117,947,000 | 118,069,000 | 117,383,000 | 107,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,236,000 | 405,071,000 | 388,553,000 | 387,787,000 |
| Interest-bearing deposits | 395,895,000 | 391,278,000 | 378,393,000 | 375,740,000 |
| Noninterest-bearing deposits | 12,341,000 | 13,793,000 | 10,160,000 | 12,047,000 |
| Equity capital | 99,852,000 | 100,983,000 | 101,481,000 | 101,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,031,000 | 8,145,000 | 12,215,000 | 16,282,000 |
| Interest expense | 1,083,000 | 2,141,000 | 3,117,000 | 4,066,000 |
| Net interest income | 2,948,000 | 6,004,000 | 9,098,000 | 12,216,000 |
| Noninterest income | 229,000 | 854,000 | 979,000 | 1,080,000 |
| Noninterest expense | 2,142,000 | 4,545,000 | 7,051,000 | 10,171,000 |
| Provision for loan losses | -135,000 | -68,000 | -18,000 | -84,000 |
| Pretax income | 1,170,000 | 2,370,000 | 3,030,000 | 3,195,000 |
| Income tax | 391,000 | 645,000 | 708,000 | 714,000 |
| Net income | 779,000 | 1,725,000 | 2,322,000 | 2,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,590,000 | 99,584,000 | 100,066,000 | 100,307,000 |
| Total capital | 99,847,000 | 100,891,000 | 101,390,000 | 101,475,000 |
| Risk-weighted assets | 242,561,000 | 243,311,000 | 241,717,000 | 241,936,000 |