Call reports 2012
HATBORO FEDERAL SAVINGS — 2012
What HATBORO FEDERAL SAVINGS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 533,379,000 | 535,406,000 | 528,370,000 | 532,291,000 |
| Total loans | 382,132,000 | 374,688,000 | 364,574,000 | 354,797,000 |
| Allowance for loan losses | 1,228,000 | 1,465,000 | 1,496,000 | 1,280,000 |
| Securities available for sale | 69,423,000 | 75,121,000 | 72,116,000 | 93,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,445,000 | 438,761,000 | 429,615,000 | 433,165,000 |
| Interest-bearing deposits | 423,960,000 | 424,098,000 | 420,329,000 | 421,627,000 |
| Noninterest-bearing deposits | 13,485,000 | 14,663,000 | 9,286,000 | 11,538,000 |
| Equity capital | 92,810,000 | 93,962,000 | 95,796,000 | 96,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,030,000 | 9,968,000 | 16,193,000 | 20,614,000 |
| Interest expense | 1,465,000 | 2,877,000 | 4,277,000 | 5,656,000 |
| Net interest income | 3,565,000 | 7,091,000 | 11,916,000 | 14,958,000 |
| Noninterest income | 188,000 | 414,000 | 654,000 | 881,000 |
| Noninterest expense | 1,862,000 | 3,810,000 | 5,694,000 | 7,991,000 |
| Provision for loan losses | 300,000 | 604,000 | 845,000 | 735,000 |
| Pretax income | 1,591,000 | 3,091,000 | 6,031,000 | 7,113,000 |
| Income tax | 562,000 | 1,010,000 | 2,112,000 | 2,413,000 |
| Net income | 1,029,000 | 2,081,000 | 3,919,000 | 4,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,830,000 | 93,882,000 | 95,720,000 | 94,402,000 |
| Total capital | 94,058,000 | 95,347,000 | 97,216,000 | 95,682,000 |
| Risk-weighted assets | 264,645,000 | 262,736,000 | 258,310,000 | 253,597,000 |