Call reports 2013
FORTE BANK — 2013
What FORTE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 174,937,000 | 172,370,000 | 174,038,000 | 172,117,000 |
| Total loans | 98,251,000 | 98,160,000 | 98,459,000 | 97,567,000 |
| Allowance for loan losses | 1,155,000 | 1,465,000 | 1,495,000 | 1,673,000 |
| Securities available for sale | 1,565,000 | 1,554,000 | 1,549,000 | 1,539,000 |
| Securities held to maturity | 39,022,000 | 40,371,000 | 43,289,000 | 42,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,625,000 | 151,146,000 | 152,727,000 | 150,917,000 |
| Interest-bearing deposits | 122,790,000 | 119,031,000 | 119,468,000 | 116,367,000 |
| Noninterest-bearing deposits | 30,835,000 | 32,115,000 | 33,259,000 | 34,550,000 |
| Equity capital | 20,686,000 | 20,558,000 | 20,588,000 | 20,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,770,000 | 4,116,000 | 5,591,000 |
| Interest expense | 154,000 | 293,000 | 421,000 | 536,000 |
| Net interest income | 1,276,000 | 2,477,000 | 3,695,000 | 5,055,000 |
| Noninterest income | 432,000 | 709,000 | 921,000 | 1,287,000 |
| Noninterest expense | 1,348,000 | 2,680,000 | 3,994,000 | 5,297,000 |
| Provision for loan losses | 30,000 | 341,000 | 371,000 | 600,000 |
| Pretax income | 330,000 | 165,000 | 251,000 | 445,000 |
| Income tax | 68,000 | -44,000 | -57,000 | -26,000 |
| Net income | 262,000 | 209,000 | 308,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,642,000 | 20,522,000 | 20,555,000 | 20,651,000 |
| Total capital | 21,797,000 | 21,954,000 | 21,998,000 | 22,073,000 |
| Risk-weighted assets | 114,752,000 | 114,595,000 | 115,382,000 | 113,528,000 |