Call reports 2012
FORTE BANK — 2012
What FORTE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 162,835,000 | 172,264,000 | 170,689,000 | 177,430,000 |
| Total loans | 89,400,000 | 93,181,000 | 94,034,000 | 95,660,000 |
| Allowance for loan losses | 1,097,000 | 1,128,000 | 1,130,000 | 1,123,000 |
| Securities available for sale | 2,090,000 | 2,084,000 | 1,581,000 | 1,573,000 |
| Securities held to maturity | 37,980,000 | 36,693,000 | 38,562,000 | 38,964,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,860,000 | 150,922,000 | 149,395,000 | 156,123,000 |
| Interest-bearing deposits | 118,964,000 | 125,257,000 | 123,155,000 | 125,874,000 |
| Noninterest-bearing deposits | 22,896,000 | 25,665,000 | 26,240,000 | 30,249,000 |
| Equity capital | 20,062,000 | 20,299,000 | 20,409,000 | 20,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,408,000 | 2,784,000 | 4,182,000 | 5,593,000 |
| Interest expense | 231,000 | 450,000 | 656,000 | 835,000 |
| Net interest income | 1,177,000 | 2,334,000 | 3,526,000 | 4,758,000 |
| Noninterest income | 370,000 | 784,000 | 1,327,000 | 1,831,000 |
| Noninterest expense | 1,213,000 | 2,338,000 | 3,873,000 | 5,242,000 |
| Provision for loan losses | 75,000 | 105,000 | 105,000 | 105,000 |
| Pretax income | 259,000 | 675,000 | 875,000 | 1,242,000 |
| Income tax | 48,000 | 156,000 | 178,000 | 274,000 |
| Net income | 211,000 | 519,000 | 697,000 | 968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,002,000 | 20,243,000 | 20,354,000 | 20,558,000 |
| Total capital | 21,099,000 | 21,371,000 | 21,484,000 | 21,681,000 |
| Risk-weighted assets | 105,568,000 | 107,762,000 | 108,587,000 | 111,539,000 |