Call reports 2010
FORTE BANK — 2010
What FORTE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 153,603,000 | 160,389,000 | 157,507,000 | 161,704,000 |
| Total loans | 81,154,000 | 80,490,000 | 80,987,000 | 83,125,000 |
| Allowance for loan losses | 995,000 | 980,000 | 1,007,000 | 949,000 |
| Securities available for sale | 2,991,000 | 4,570,000 | 4,609,000 | 4,055,000 |
| Securities held to maturity | 38,875,000 | 37,903,000 | 37,407,000 | 37,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,462,000 | 137,972,000 | 135,228,000 | 141,607,000 |
| Interest-bearing deposits | 103,925,000 | 117,164,000 | 114,422,000 | 118,177,000 |
| Noninterest-bearing deposits | 27,537,000 | 20,808,000 | 20,806,000 | 23,430,000 |
| Equity capital | 21,387,000 | 21,665,000 | 21,229,000 | 19,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,517,000 | 3,102,000 | 4,603,000 | 6,050,000 |
| Interest expense | 456,000 | 863,000 | 1,250,000 | 1,593,000 |
| Net interest income | 1,061,000 | 2,239,000 | 3,353,000 | 4,457,000 |
| Noninterest income | 269,000 | 561,000 | 916,000 | 1,699,000 |
| Noninterest expense | 1,133,000 | 2,224,000 | 3,353,000 | 4,782,000 |
| Provision for loan losses | 90,000 | 135,000 | 180,000 | 225,000 |
| Pretax income | 107,000 | 441,000 | 736,000 | 1,149,000 |
| Income tax | 0 | 44,000 | 94,000 | 187,000 |
| Net income | 107,000 | 397,000 | 642,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,393,000 | 21,617,000 | 21,155,000 | 19,332,000 |
| Total capital | 22,388,000 | 22,597,000 | 22,162,000 | 20,281,000 |
| Risk-weighted assets | 99,063,000 | 98,711,000 | 98,214,000 | 100,476,000 |