Call reports 2009
FORTE BANK — 2009
What FORTE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 152,708,000 | 155,644,000 | 157,070,000 | 161,635,000 |
| Total loans | 91,370,000 | 85,441,000 | 84,754,000 | 81,548,000 |
| Allowance for loan losses | 740,000 | 830,000 | 911,000 | 1,003,000 |
| Securities available for sale | 207,000 | 209,000 | 209,000 | 210,000 |
| Securities held to maturity | 36,419,000 | 36,237,000 | 38,907,000 | 42,707,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,550,000 | 133,400,000 | 134,793,000 | 139,585,000 |
| Interest-bearing deposits | 111,064,000 | 113,588,000 | 115,713,000 | 115,032,000 |
| Noninterest-bearing deposits | 19,486,000 | 19,812,000 | 19,080,000 | 24,553,000 |
| Equity capital | 21,155,000 | 21,244,000 | 21,282,000 | 21,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,713,000 | 3,342,000 | 4,884,000 | 6,442,000 |
| Interest expense | 695,000 | 1,288,000 | 1,849,000 | 2,358,000 |
| Net interest income | 1,018,000 | 2,054,000 | 3,035,000 | 4,084,000 |
| Noninterest income | 251,000 | 577,000 | 838,000 | 1,117,000 |
| Noninterest expense | 1,124,000 | 2,264,000 | 3,358,000 | 4,484,000 |
| Provision for loan losses | 92,000 | 184,000 | 276,000 | 368,000 |
| Pretax income | 53,000 | 183,000 | 239,000 | 349,000 |
| Income tax | -39,000 | -59,000 | -106,000 | -139,000 |
| Net income | 92,000 | 242,000 | 345,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,149,000 | 21,236,000 | 21,273,000 | 21,350,000 |
| Total capital | 21,889,000 | 22,066,000 | 22,184,000 | 22,353,000 |
| Risk-weighted assets | 104,665,000 | 103,589,000 | 102,973,000 | 99,963,000 |