Call reports 2006
FORTE BANK — 2006
What FORTE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 142,716,000 | 145,712,000 | 144,624,000 | 156,379,000 |
| Total loans | 90,632,000 | 93,992,000 | 98,328,000 | 99,246,000 |
| Allowance for loan losses | 879,000 | 884,000 | 890,000 | 904,000 |
| Securities available for sale | 183,000 | 331,000 | 73,000 | 1,546,000 |
| Securities held to maturity | 34,882,000 | 32,884,000 | 32,599,000 | 29,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,346,000 | 119,559,000 | 117,892,000 | 129,853,000 |
| Interest-bearing deposits | 95,081,000 | 97,685,000 | 96,442,000 | 104,559,000 |
| Noninterest-bearing deposits | 21,265,000 | 21,874,000 | 21,450,000 | 25,294,000 |
| Equity capital | 20,449,000 | 20,663,000 | 20,754,000 | 20,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,719,000 | 3,653,000 | 5,664,000 | 7,764,000 |
| Interest expense | 656,000 | 1,414,000 | 2,254,000 | 3,152,000 |
| Net interest income | 1,063,000 | 2,239,000 | 3,410,000 | 4,612,000 |
| Noninterest income | 208,000 | 457,000 | 677,000 | 835,000 |
| Noninterest expense | 958,000 | 1,962,000 | 2,943,000 | 4,015,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 42,000 |
| Pretax income | 304,000 | 716,000 | 1,117,000 | 1,390,000 |
| Income tax | 25,000 | 97,000 | 164,000 | 183,000 |
| Net income | 279,000 | 619,000 | 953,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,449,000 | 20,663,000 | 20,754,000 | 20,941,000 |
| Total capital | 21,328,000 | 21,547,000 | 21,644,000 | 21,845,000 |
| Risk-weighted assets | 103,223,000 | 105,975,000 | 108,880,000 | 111,732,000 |