Call reports 2012
FIRST NATIONAL BANK OF CHILLICOTHE — 2012
What FIRST NATIONAL BANK OF CHILLICOTHE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 67,767,000 | 66,343,000 | 67,441,000 | 64,016,000 |
| Total loans | 41,302,000 | 39,992,000 | 39,902,000 | 39,526,000 |
| Allowance for loan losses | 159,000 | 160,000 | 165,000 | 162,000 |
| Securities available for sale | 19,859,000 | 19,721,000 | 20,846,000 | 19,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,608,000 | 59,018,000 | 60,104,000 | 56,656,000 |
| Interest-bearing deposits | 55,902,000 | 54,984,000 | 55,768,000 | 52,495,000 |
| Noninterest-bearing deposits | 4,706,000 | 4,034,000 | 4,336,000 | 4,161,000 |
| Equity capital | 7,043,000 | 7,202,000 | 7,219,000 | 7,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,310,000 | 1,928,000 | 2,524,000 |
| Interest expense | 199,000 | 366,000 | 523,000 | 655,000 |
| Net interest income | 474,000 | 944,000 | 1,405,000 | 1,869,000 |
| Noninterest income | 21,000 | 39,000 | 40,000 | 20,000 |
| Noninterest expense | 396,000 | 816,000 | 1,235,000 | 1,651,000 |
| Provision for loan losses | 3,000 | 7,000 | 10,000 | 15,000 |
| Pretax income | 48,000 | 115,000 | 158,000 | 179,000 |
| Income tax | 0 | -1,000 | -1,000 | -1,000 |
| Net income | 48,000 | 116,000 | 159,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,916,000 | 6,987,000 | 7,037,000 | 7,029,000 |
| Total capital | 7,075,000 | 7,147,000 | 7,202,000 | 7,191,000 |
| Risk-weighted assets | 39,104,000 | 37,667,000 | 37,254,000 | 36,336,000 |