Call reports 2011
FIRST NATIONAL BANK OF CHILLICOTHE — 2011
What FIRST NATIONAL BANK OF CHILLICOTHE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 67,868,000 | 68,402,000 | 68,691,000 | 68,684,000 |
| Total loans | 43,104,000 | 42,111,000 | 42,156,000 | 42,392,000 |
| Allowance for loan losses | 159,000 | 151,000 | 157,000 | 163,000 |
| Securities available for sale | 17,277,000 | 17,347,000 | 18,514,000 | 19,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,068,000 | 61,613,000 | 61,621,000 | 61,528,000 |
| Interest-bearing deposits | 56,042,000 | 57,589,000 | 57,693,000 | 57,796,000 |
| Noninterest-bearing deposits | 5,026,000 | 4,024,000 | 3,928,000 | 3,732,000 |
| Equity capital | 6,720,000 | 6,699,000 | 6,980,000 | 7,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,446,000 | 2,168,000 | 2,863,000 |
| Interest expense | 245,000 | 485,000 | 726,000 | 951,000 |
| Net interest income | 474,000 | 961,000 | 1,442,000 | 1,912,000 |
| Noninterest income | 87,000 | 137,000 | 114,000 | 138,000 |
| Noninterest expense | 399,000 | 852,000 | 1,171,000 | 1,575,000 |
| Provision for loan losses | 9,000 | 22,000 | 28,000 | 31,000 |
| Pretax income | -21,000 | 18,000 | 151,000 | 238,000 |
| Income tax | -9,000 | -9,000 | -8,000 | -7,000 |
| Net income | -12,000 | 27,000 | 159,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,630,000 | 6,673,000 | 6,786,000 | 6,867,000 |
| Total capital | 6,789,000 | 6,824,000 | 6,943,000 | 7,030,000 |
| Risk-weighted assets | 43,108,000 | 41,346,000 | 40,406,000 | 40,118,000 |