Call reports 2007
FIRST NATIONAL BANK OF CHILLICOTHE — 2007
What FIRST NATIONAL BANK OF CHILLICOTHE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 83,491,000 | 85,500,000 | 86,369,000 | 86,064,000 |
| Total loans | 45,660,000 | 45,876,000 | 45,391,000 | 43,602,000 |
| Allowance for loan losses | 275,000 | 274,000 | 247,000 | 232,000 |
| Securities available for sale | 34,205,000 | 36,036,000 | 35,825,000 | 38,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,433,000 | 61,673,000 | 61,744,000 | 61,540,000 |
| Interest-bearing deposits | 54,830,000 | 55,943,000 | 56,786,000 | 56,013,000 |
| Noninterest-bearing deposits | 6,603,000 | 5,730,000 | 4,958,000 | 5,528,000 |
| Equity capital | 6,578,000 | 6,211,000 | 6,458,000 | 6,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,179,000 | 2,385,000 | 3,619,000 | 4,885,000 |
| Interest expense | 670,000 | 1,362,000 | 2,089,000 | 2,825,000 |
| Net interest income | 509,000 | 1,023,000 | 1,530,000 | 2,060,000 |
| Noninterest income | 44,000 | 87,000 | 129,000 | 172,000 |
| Noninterest expense | 380,000 | 753,000 | 1,112,000 | 1,481,000 |
| Provision for loan losses | 15,000 | 14,000 | 15,000 | 39,000 |
| Pretax income | -39,000 | 146,000 | 338,000 | 518,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -39,000 | 146,000 | 338,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,912,000 | 6,839,000 | 6,874,000 | 6,862,000 |
| Total capital | 7,187,000 | 7,113,000 | 7,121,000 | 7,094,000 |
| Risk-weighted assets | 47,402,000 | 48,656,000 | 48,473,000 | 48,057,000 |