Call reports 2006
FIRST NATIONAL BANK OF CHILLICOTHE — 2006
What FIRST NATIONAL BANK OF CHILLICOTHE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 85,050,000 | 83,102,000 | 84,712,000 | 88,013,000 |
| Total loans | 46,757,000 | 46,314,000 | 45,777,000 | 45,353,000 |
| Allowance for loan losses | 368,000 | 330,000 | 303,000 | 279,000 |
| Securities available for sale | 35,058,000 | 33,564,000 | 36,249,000 | 39,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,897,000 | 63,824,000 | 63,064,000 | 61,252,000 |
| Interest-bearing deposits | 57,498,000 | 58,301,000 | 57,413,000 | 55,491,000 |
| Noninterest-bearing deposits | 5,399,000 | 5,523,000 | 5,650,000 | 5,762,000 |
| Equity capital | 6,211,000 | 5,637,000 | 6,286,000 | 6,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,198,000 | 3,337,000 | 4,528,000 |
| Interest expense | 599,000 | 1,198,000 | 1,810,000 | 2,482,000 |
| Net interest income | 505,000 | 1,000,000 | 1,527,000 | 2,046,000 |
| Noninterest income | 40,000 | 82,000 | 126,000 | 178,000 |
| Noninterest expense | 376,000 | 757,000 | 1,132,000 | 1,515,000 |
| Provision for loan losses | 30,000 | 34,000 | 41,000 | 51,000 |
| Pretax income | 139,000 | 287,000 | 476,000 | 654,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 139,000 | 285,000 | 473,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,055,000 | 6,916,000 | 6,963,000 | 6,951,000 |
| Total capital | 7,423,000 | 7,246,000 | 7,266,000 | 7,230,000 |
| Risk-weighted assets | 47,528,000 | 46,820,000 | 47,063,000 | 47,586,000 |