Call reports 2001
FIRST NATIONAL BANK OF CHILLICOTHE — 2001
What FIRST NATIONAL BANK OF CHILLICOTHE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 82,414,000 | 82,359,000 | 87,752,000 | 84,886,000 |
| Total loans | 47,759,000 | 48,489,000 | 50,301,000 | 49,675,000 |
| Allowance for loan losses | 131,000 | 133,000 | 153,000 | 138,000 |
| Securities available for sale | 31,717,000 | 31,215,000 | 34,438,000 | 31,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,935,000 | 59,819,000 | 60,029,000 | 62,211,000 |
| Interest-bearing deposits | 54,504,000 | 53,982,000 | 54,494,000 | 56,351,000 |
| Noninterest-bearing deposits | 5,431,000 | 5,837,000 | 5,535,000 | 5,860,000 |
| Equity capital | 6,320,000 | 6,548,000 | 6,978,000 | 6,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,461,000 | 2,921,000 | 4,403,000 | 5,891,000 |
| Interest expense | 970,000 | 1,896,000 | 2,762,000 | 3,500,000 |
| Net interest income | 491,000 | 1,025,000 | 1,641,000 | 2,391,000 |
| Noninterest income | 52,000 | 108,000 | 157,000 | 214,000 |
| Noninterest expense | 340,000 | 673,000 | 1,001,000 | 1,382,000 |
| Provision for loan losses | 21,000 | 38,000 | 69,000 | 131,000 |
| Pretax income | 193,000 | 445,000 | 781,000 | 1,226,000 |
| Income tax | 36,000 | 98,000 | 200,000 | 307,000 |
| Net income | 157,000 | 347,000 | 581,000 | 919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,110,000 | 6,296,000 | 6,545,000 | 5,847,000 |
| Total capital | 6,241,000 | 6,429,000 | 6,698,000 | 5,985,000 |
| Risk-weighted assets | 44,768,000 | 45,979,000 | 48,964,000 | 48,432,000 |