Call reports 2006
NVB BUSINESS BANK — 2006
What NVB BUSINESS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 |
|---|---|
| Total assets | 150,103,000 |
| Total loans | 106,042,000 |
| Allowance for loan losses | 1,345,000 |
| Securities available for sale | 16,368,000 |
| Securities held to maturity | 88,000 |
| Trading assets | 0 |
| Total deposits | 100,183,000 |
| Interest-bearing deposits | 68,217,000 |
| Noninterest-bearing deposits | 31,966,000 |
| Equity capital | 30,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 |
|---|---|
| Interest income | 2,410,000 |
| Interest expense | 751,000 |
| Net interest income | 1,659,000 |
| Noninterest income | 85,000 |
| Noninterest expense | 1,735,000 |
| Provision for loan losses | 0 |
| Pretax income | 9,000 |
| Income tax | -13,000 |
| Net income | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 |
|---|---|
| Tier 1 capital | 14,035,000 |
| Total capital | 15,380,000 |
| Risk-weighted assets | 128,075,000 |