Call reports 2001
NVB BUSINESS BANK — 2001
What NVB BUSINESS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,639,000 | 48,307,000 | 51,989,000 | 61,008,000 |
| Total loans | 32,772,000 | 36,666,000 | 45,100,000 | 54,182,000 |
| Allowance for loan losses | 385,000 | 415,000 | 460,000 | 530,000 |
| Securities available for sale | 503,000 | 1,524,000 | 2,042,000 | 2,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,612,000 | 44,194,000 | 46,386,000 | 52,714,000 |
| Interest-bearing deposits | 32,321,000 | 35,523,000 | 37,175,000 | 39,944,000 |
| Noninterest-bearing deposits | 7,291,000 | 8,671,000 | 9,211,000 | 12,770,000 |
| Equity capital | 3,674,000 | 3,722,000 | 5,219,000 | 5,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,799,000 | 2,782,000 | 3,868,000 |
| Interest expense | 375,000 | 732,000 | 1,093,000 | 1,436,000 |
| Net interest income | 529,000 | 1,067,000 | 1,689,000 | 2,432,000 |
| Noninterest income | 90,000 | 205,000 | 270,000 | 369,000 |
| Noninterest expense | 497,000 | 1,077,000 | 1,631,000 | 2,231,000 |
| Provision for loan losses | 40,000 | 70,000 | 115,000 | 185,000 |
| Pretax income | 90,000 | 133,000 | 222,000 | 394,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 89,000 | 132,000 | 221,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,674,000 | 3,716,000 | 5,199,000 | 5,371,000 |
| Total capital | 4,059,000 | 4,131,000 | 5,659,000 | 5,901,000 |
| Risk-weighted assets | 34,982,000 | 39,879,000 | 46,431,000 | 56,317,000 |