Call reports 2016
BANK OF MEAD — 2016
What BANK OF MEAD reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 27,669,000 | 27,670,000 | 27,728,000 | 28,004,000 |
| Total loans | 14,076,000 | 13,748,000 | 14,040,000 | 13,875,000 |
| Allowance for loan losses | 312,000 | 318,000 | 324,000 | 327,000 |
| Securities available for sale | 5,476,000 | 5,366,000 | 5,133,000 | 5,359,000 |
| Securities held to maturity | 4,154,000 | 4,244,000 | 4,473,000 | 4,373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,827,000 | 24,763,000 | 24,765,000 | 25,243,000 |
| Interest-bearing deposits | 20,600,000 | 21,131,000 | 21,176,000 | 21,561,000 |
| Noninterest-bearing deposits | 4,227,000 | 3,632,000 | 3,589,000 | 3,682,000 |
| Equity capital | 2,763,000 | 2,842,000 | 2,897,000 | 2,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 474,000 | 711,000 | 946,000 |
| Interest expense | 17,000 | 35,000 | 53,000 | 70,000 |
| Net interest income | 220,000 | 439,000 | 658,000 | 876,000 |
| Noninterest income | 31,000 | 60,000 | 67,000 | 89,000 |
| Noninterest expense | 164,000 | 329,000 | 465,000 | 623,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 81,000 | 158,000 | 242,000 | 318,000 |
| Income tax | 21,000 | 41,000 | 62,000 | 80,000 |
| Net income | 60,000 | 117,000 | 180,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,741,000 | 2,798,000 | 2,861,000 | 2,769,000 |
| Total capital | 2,922,000 | 2,976,000 | 3,040,000 | 2,948,000 |
| Risk-weighted assets | 14,381,000 | 14,123,000 | 14,250,000 | 14,190,000 |