Call reports 2015
BANK OF MEAD — 2015
What BANK OF MEAD reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 27,658,000 | 27,519,000 | 26,915,000 | 27,391,000 |
| Total loans | 13,543,000 | 13,788,000 | 14,142,000 | 14,037,000 |
| Allowance for loan losses | 307,000 | 307,000 | 313,000 | 320,000 |
| Securities available for sale | 6,105,000 | 6,075,000 | 5,478,000 | 5,135,000 |
| Securities held to maturity | 4,033,000 | 4,058,000 | 3,768,000 | 4,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,814,000 | 23,590,000 | 23,512,000 | 24,148,000 |
| Interest-bearing deposits | 20,579,000 | 20,378,000 | 20,274,000 | 20,169,000 |
| Noninterest-bearing deposits | 4,235,000 | 3,212,000 | 3,238,000 | 3,979,000 |
| Equity capital | 2,687,000 | 2,731,000 | 2,806,000 | 2,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 231,000 | 471,000 | 715,000 | 951,000 |
| Interest expense | 18,000 | 37,000 | 56,000 | 75,000 |
| Net interest income | 213,000 | 434,000 | 659,000 | 876,000 |
| Noninterest income | 27,000 | 56,000 | 82,000 | 113,000 |
| Noninterest expense | 161,000 | 322,000 | 483,000 | 647,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 73,000 | 156,000 | 240,000 | 318,000 |
| Income tax | 21,000 | 41,000 | 60,000 | 81,000 |
| Net income | 52,000 | 115,000 | 180,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,646,000 | 2,709,000 | 2,774,000 | 2,681,000 |
| Total capital | 2,825,000 | 2,888,000 | 2,955,000 | 2,861,000 |
| Risk-weighted assets | 14,201,000 | 14,255,000 | 14,396,000 | 14,271,000 |