Call reports 2014
BANK OF MEAD — 2014
What BANK OF MEAD reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 28,187,000 | 28,827,000 | 28,139,000 | 28,347,000 |
| Total loans | 13,462,000 | 13,283,000 | 13,421,000 | 13,173,000 |
| Allowance for loan losses | 276,000 | 285,000 | 295,000 | 300,000 |
| Securities available for sale | 6,348,000 | 6,674,000 | 6,654,000 | 6,659,000 |
| Securities held to maturity | 4,288,000 | 3,888,000 | 3,888,000 | 3,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,755,000 | 26,098,000 | 24,849,000 | 23,565,000 |
| Interest-bearing deposits | 21,358,000 | 21,820,000 | 20,747,000 | 19,188,000 |
| Noninterest-bearing deposits | 3,397,000 | 4,278,000 | 4,102,000 | 4,377,000 |
| Equity capital | 2,558,000 | 2,638,000 | 2,693,000 | 2,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 484,000 | 726,000 | 971,000 |
| Interest expense | 25,000 | 49,000 | 73,000 | 95,000 |
| Net interest income | 214,000 | 435,000 | 653,000 | 876,000 |
| Noninterest income | 32,000 | 64,000 | 97,000 | 123,000 |
| Noninterest expense | 160,000 | 318,000 | 478,000 | 651,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 80,000 | 169,000 | 254,000 | 324,000 |
| Income tax | 20,000 | 41,000 | 62,000 | 86,000 |
| Net income | 60,000 | 128,000 | 192,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,566,000 | 2,633,000 | 2,698,000 | 2,594,000 |
| Total capital | 2,741,000 | 2,810,000 | 2,877,000 | 2,771,000 |
| Risk-weighted assets | 13,877,000 | 14,022,000 | 14,165,000 | 13,962,000 |