Call reports 2013
BANK OF MEAD — 2013
What BANK OF MEAD reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 28,526,000 | 27,560,000 | 27,683,000 | 28,404,000 |
| Total loans | 11,804,000 | 12,460,000 | 12,942,000 | 14,277,000 |
| Allowance for loan losses | 245,000 | 253,000 | 260,000 | 265,000 |
| Securities available for sale | 7,085,000 | 6,466,000 | 5,797,000 | 6,079,000 |
| Securities held to maturity | 4,645,000 | 4,155,000 | 4,025,000 | 3,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,824,000 | 24,355,000 | 25,000,000 | 24,389,000 |
| Interest-bearing deposits | 21,503,000 | 21,055,000 | 21,691,000 | 21,130,000 |
| Noninterest-bearing deposits | 4,321,000 | 3,300,000 | 3,309,000 | 3,259,000 |
| Equity capital | 2,568,000 | 2,622,000 | 2,573,000 | 2,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 231,000 | 469,000 | 706,000 | 948,000 |
| Interest expense | 35,000 | 66,000 | 95,000 | 123,000 |
| Net interest income | 196,000 | 403,000 | 611,000 | 825,000 |
| Noninterest income | 30,000 | 64,000 | 99,000 | 129,000 |
| Noninterest expense | 151,000 | 301,000 | 455,000 | 617,000 |
| Provision for loan losses | 7,000 | 13,000 | 19,000 | 25,000 |
| Pretax income | 68,000 | 152,000 | 235,000 | 311,000 |
| Income tax | 17,000 | 36,000 | 57,000 | 70,000 |
| Net income | 51,000 | 116,000 | 178,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,465,000 | 2,530,000 | 2,592,000 | 2,505,000 |
| Total capital | 2,629,000 | 2,701,000 | 2,768,000 | 2,689,000 |
| Risk-weighted assets | 12,313,000 | 12,829,000 | 13,232,000 | 14,602,000 |