Call reports 2012
BANK OF MEAD — 2012
What BANK OF MEAD reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 24,670,000 | 24,489,000 | 24,921,000 | 25,523,000 |
| Total loans | 12,010,000 | 12,030,000 | 12,352,000 | 12,465,000 |
| Allowance for loan losses | 208,000 | 215,000 | 226,000 | 235,000 |
| Securities available for sale | 4,660,000 | 5,000,000 | 4,709,000 | 4,703,000 |
| Securities held to maturity | 4,076,000 | 4,125,000 | 4,240,000 | 4,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,041,000 | 21,775,000 | 22,136,000 | 22,840,000 |
| Interest-bearing deposits | 18,825,000 | 18,769,000 | 19,321,000 | 18,552,000 |
| Noninterest-bearing deposits | 3,216,000 | 3,006,000 | 2,815,000 | 4,288,000 |
| Equity capital | 2,484,000 | 2,561,000 | 2,625,000 | 2,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 478,000 | 716,000 | 954,000 |
| Interest expense | 48,000 | 92,000 | 132,000 | 170,000 |
| Net interest income | 192,000 | 386,000 | 584,000 | 784,000 |
| Noninterest income | 31,000 | 67,000 | 93,000 | 124,000 |
| Noninterest expense | 147,000 | 295,000 | 443,000 | 591,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 68,000 | 143,000 | 211,000 | 287,000 |
| Income tax | 17,000 | 33,000 | 46,000 | 60,000 |
| Net income | 51,000 | 110,000 | 165,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,388,000 | 2,447,000 | 2,502,000 | 2,414,000 |
| Total capital | 2,551,000 | 2,609,000 | 2,668,000 | 2,581,000 |
| Risk-weighted assets | 12,237,000 | 12,144,000 | 12,470,000 | 12,558,000 |