Call reports 2009
BANK OF MEAD — 2009
What BANK OF MEAD reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 19,941,000 | 20,549,000 | 20,170,000 | 20,957,000 |
| Total loans | 12,162,000 | 12,102,000 | 12,725,000 | 12,857,000 |
| Allowance for loan losses | 151,000 | 137,000 | 159,000 | 177,000 |
| Securities available for sale | 2,644,000 | 2,997,000 | 2,817,000 | 3,217,000 |
| Securities held to maturity | 3,059,000 | 3,097,000 | 3,212,000 | 2,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,201,000 | 17,819,000 | 17,528,000 | 18,192,000 |
| Interest-bearing deposits | 15,185,000 | 15,911,000 | 15,792,000 | 16,125,000 |
| Noninterest-bearing deposits | 2,016,000 | 1,908,000 | 1,736,000 | 2,067,000 |
| Equity capital | 2,188,000 | 2,200,000 | 2,267,000 | 2,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 536,000 | 807,000 | 1,075,000 |
| Interest expense | 96,000 | 189,000 | 271,000 | 348,000 |
| Net interest income | 175,000 | 347,000 | 536,000 | 727,000 |
| Noninterest income | 40,000 | 79,000 | 119,000 | 160,000 |
| Noninterest expense | 138,000 | 288,000 | 429,000 | 589,000 |
| Provision for loan losses | 17,000 | 47,000 | 77,000 | 94,000 |
| Pretax income | 60,000 | 105,000 | 164,000 | 219,000 |
| Income tax | 12,000 | 17,000 | 28,000 | 30,000 |
| Net income | 48,000 | 88,000 | 136,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,160,000 | 2,200,000 | 2,248,000 | 2,175,000 |
| Total capital | 2,311,000 | 2,337,000 | 2,407,000 | 2,344,000 |
| Risk-weighted assets | 13,080,000 | 12,170,000 | 12,441,000 | 12,748,000 |