Call reports 2008
BANK OF MEAD — 2008
What BANK OF MEAD reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 19,834,000 | 20,006,000 | 20,987,000 | 20,321,000 |
| Total loans | 11,354,000 | 11,768,000 | 12,646,000 | 12,578,000 |
| Allowance for loan losses | 161,000 | 165,000 | 174,000 | 183,000 |
| Securities available for sale | 2,850,000 | 2,733,000 | 2,709,000 | 2,757,000 |
| Securities held to maturity | 2,776,000 | 3,291,000 | 3,476,000 | 3,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,202,000 | 16,764,000 | 17,025,000 | 16,664,000 |
| Interest-bearing deposits | 14,277,000 | 14,923,000 | 14,974,000 | 14,631,000 |
| Noninterest-bearing deposits | 1,925,000 | 1,841,000 | 2,051,000 | 2,033,000 |
| Equity capital | 2,093,000 | 2,120,000 | 2,179,000 | 2,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 564,000 | 856,000 | 1,141,000 |
| Interest expense | 139,000 | 265,000 | 381,000 | 489,000 |
| Net interest income | 146,000 | 299,000 | 475,000 | 652,000 |
| Noninterest income | 41,000 | 101,000 | 152,000 | 187,000 |
| Noninterest expense | 114,000 | 258,000 | 387,000 | 536,000 |
| Provision for loan losses | 5,000 | 9,000 | 18,000 | 47,000 |
| Pretax income | 68,000 | 133,000 | 222,000 | 256,000 |
| Income tax | 18,000 | 36,000 | 54,000 | 40,000 |
| Net income | 50,000 | 97,000 | 168,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,095,000 | 2,112,000 | 2,183,000 | 2,112,000 |
| Total capital | 2,256,000 | 2,277,000 | 2,357,000 | 2,293,000 |
| Risk-weighted assets | 12,433,000 | 12,978,000 | 14,003,000 | 13,729,000 |