Call reports 2007
BANK OF MEAD — 2007
What BANK OF MEAD reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 18,778,000 | 19,260,000 | 18,687,000 | 19,244,000 |
| Total loans | 10,476,000 | 11,357,000 | 11,642,000 | 11,933,000 |
| Allowance for loan losses | 150,000 | 154,000 | 159,000 | 162,000 |
| Securities available for sale | 3,816,000 | 3,545,000 | 2,889,000 | 2,991,000 |
| Securities held to maturity | 2,808,000 | 2,801,000 | 2,802,000 | 2,716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,736,000 | 14,969,000 | 14,541,000 | 14,786,000 |
| Interest-bearing deposits | 13,069,000 | 13,313,000 | 13,016,000 | 13,163,000 |
| Noninterest-bearing deposits | 1,667,000 | 1,656,000 | 1,525,000 | 1,623,000 |
| Equity capital | 1,924,000 | 1,953,000 | 2,016,000 | 2,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 557,000 | 854,000 | 1,148,000 |
| Interest expense | 133,000 | 274,000 | 419,000 | 557,000 |
| Net interest income | 142,000 | 283,000 | 435,000 | 591,000 |
| Noninterest income | 37,000 | 86,000 | 127,000 | 161,000 |
| Noninterest expense | 112,000 | 224,000 | 342,000 | 471,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 62,000 | 136,000 | 203,000 | 266,000 |
| Income tax | 16,000 | 33,000 | 51,000 | 45,000 |
| Net income | 46,000 | 103,000 | 152,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,960,000 | 1,987,000 | 2,036,000 | 2,045,000 |
| Total capital | 2,110,000 | 2,141,000 | 2,195,000 | 2,207,000 |
| Risk-weighted assets | 11,814,000 | 12,597,000 | 12,633,000 | 12,825,000 |