Call reports 2006
BANK OF MEAD — 2006
What BANK OF MEAD reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,911,000 | 18,334,000 | 19,113,000 | 18,862,000 |
| Total loans | 10,379,000 | 10,949,000 | 11,395,000 | 10,715,000 |
| Allowance for loan losses | 152,000 | 151,000 | 157,000 | 157,000 |
| Securities available for sale | 3,468,000 | 3,428,000 | 3,423,000 | 3,540,000 |
| Securities held to maturity | 2,654,000 | 2,548,000 | 2,549,000 | 2,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,124,000 | 13,745,000 | 14,256,000 | 14,709,000 |
| Interest-bearing deposits | 11,548,000 | 12,234,000 | 12,659,000 | 12,759,000 |
| Noninterest-bearing deposits | 1,576,000 | 1,511,000 | 1,597,000 | 1,950,000 |
| Equity capital | 1,763,000 | 1,773,000 | 1,830,000 | 1,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 254,000 | 524,000 | 808,000 | 1,092,000 |
| Interest expense | 106,000 | 224,000 | 356,000 | 487,000 |
| Net interest income | 148,000 | 300,000 | 452,000 | 605,000 |
| Noninterest income | 35,000 | 75,000 | 107,000 | 141,000 |
| Noninterest expense | 113,000 | 232,000 | 352,000 | 470,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 22,000 |
| Pretax income | 64,000 | 131,000 | 189,000 | 254,000 |
| Income tax | 20,000 | 39,000 | 57,000 | 41,000 |
| Net income | 44,000 | 92,000 | 132,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,818,000 | 1,833,000 | 1,873,000 | 1,914,000 |
| Total capital | 1,970,000 | 1,984,000 | 2,030,000 | 2,071,000 |
| Risk-weighted assets | 11,471,000 | 11,905,000 | 12,622,000 | 12,032,000 |